Friday, May 07, 2010

Another Reason Why I Should Just Keep My Mouth Shut



Last night……..

Her: Hey, I was just doing our bills and I realized that you only have 2 more years of car payments before your convertible is paid off!

Me: Yeah, that sounds about right.

Her: You know what? We should just pay it off. That’s one less bill we’ll have to pay each month.

Me: Sounds good to me. I’m all for paying fewer bills.

Her: Hmmmm. It IS a lot of money, though.

Me: Yeah, it is.

Her: Maybe we should just start doubling up on your payments instead?

Me: That works too.

Her: If we started doubling up your payments, how quickly could we pay it off?

Me (in admittedly my most smart-ass-edly tone): Gee, I’m no math whiz or anything, but I’d say about one fucking year.

Her: ................

Her: Asshole.

25 comments:

CPalermo21 said...

I was in a class in college with a friend once, and she wanted to figure out her average on the two quizzes she'd taken so far. So, she started doing the math in front of me. She said, "so, I got a 100 on the first quiz; and a 100 on the second quiz" - and she was literally about to add them and divide, when I said, "you're fucking kidding me, right?" and...she wasn't.

Kirsty said...

Haha!
And wow, that chick has a really bent finger.

Bruce said...

You sound like my long lost twin......

Brittany said...

that is SO something I would say! lmao!

Heff said...

"Women", lol !!!

And yeah - that IS a rather warped "bird fanger" !

sybil law said...

I totally would've said it, too.

Marlene said...

*snort*

Thanks for stopping by my blog.

For the record, I love the f-bomb. Really, I do. Just ask my hubby.

B.E. Earl said...

I'm going to take her side in this one. If you have 24 payments left and you start doubling up on the payments right away, you are paying down the principal balance faster. That means that you will be paying less interest overall all. About two months worth.

So you will pay off the loan in around 10 months (10.something actually) rather than 12.

You deserve to have that bony, crooked finger stuck up your ass for being a douche-nozzle to her. And for being wrong.

Slyde said...

earl: once again, what you KNOW and what you THINK you know are 2 vastely different things.

On any car loan, about 98 percent of the interest you pay is paid up front, usually within the first 2 years.

There is almost zilch in the way of financial benefit by paying off the tail end of a loan.

so sit on that finger and spin, buttercup!

The Invisible Seductress said...

Ahahahaha....Now that was funny!!!!

Bruce said...

Ow...Snap.....Early You Got Served!

Nat said...

I was thinking along the lines of what Earl said....it depends on the interest rate!

But then I wouldn't want to be a smart arse...

mo.stoneskin said...

Although to be fair, with less interest to pay overall would you be paying less by clearing earlier? Still, I admire your smartarse attitude...

Evil Twin's Wife said...

At least you didn't call her "Math Monster" like the Evil Twin does to me.

terri said...

Yeah, I'm sure that didn't win you any points. Even when you guys are right, we don't like it when you point it out.

Star Child said...

She'll get over it, lol.

And LOL @ sit on that finger and spin, buttercup!

Funny!

Shania said...

What kind of convertible do you have? Do you wear fancy scarves over your hair so it doesn't get mussed like I do?

Being Brazen said...

Funny. What kind of car do you have?

:)

B.E. Earl said...

@Bruce - Not quite. I already convinced him he was wrong. It's amazing too...he used to work for an auto finance company. You would think he would know better. Sure, it's better to double up in the beginning of the loan rather than toward the end. But 98%? He just pulled that number out of his ass.

Slyde said...

earl: much better than what you have been known to pull out of your ass...

brazen: i gots me a Pontiac G6 Convertible

elizabeth said...

Yeah... that figure is fucked up.... story made me laugh though.

At least she didn't scratch the shit out of your car (see my recent post...)

Chris H said...

I hope she said 'A-hole' with lots of emphasis!

Betty Manousos:cutand-dry.blogspot.com said...

wow that was funny!
Hope you have great Tuesday!
Betty

2abes said...

very nice....you desrved it

meleah rebeccah said...

ahahahahha. That's so funny!